Compare Bank Fees (Albania & Kosovo)
Compare bank fees for SEPA/SWIFT transfers, ATM withdrawals, card payments and maintenance — pick banks and see the cheapest.
Tip: Special accounts (salary, youth, pensioner, premium) often waive fees — ask the bank.
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About this digital tool
The bank fee comparison helps you find the cheapest bank for SEPA or SWIFT transfers, ATM withdrawals, card payments and account maintenance. Choose the banks you are interested in, the type of service and the amount, and the tool ranks them by total cost. This way you quickly see where you pay least, without having to dig through each bank's tariffs.
It is useful for the diaspora sending money, for businesses with international payments and for people opening a new account in Albania or Kosovo. Fees may change, and some special accounts, such as salary, youth or pensioner accounts, have softer terms. The result is an estimate; confirm current fees with the bank.
How to use
- Choose the banks you want to compare.
- Choose the service: SEPA/SWIFT transfer, ATM, card payment or maintenance.
- Enter the transfer amount or the number of transactions.
- See the ranking and pick the cheapest bank, then confirm the fees with the bank.
Frequently asked questions
Which bank has the lowest fees for transfers?
It depends on the type: for SEPA, the bank with the lowest percentage and minimum is the cheapest; the tool above ranks banks by cost for the amount you choose.
Are correspondent bank fees included?
No — SWIFT transfers often carry an extra correspondent bank fee (≈€7–50) that is not included in the calculation. Verify with the bank.
How do I choose the bank with the lowest fees?
Compare the fees for the services you use most: transfers, ATM, card, maintenance. The tool ranks banks by the cost of the selected service.
What is the difference between SEPA and SWIFT?
SEPA is for euro transfers within the relevant area and is usually cheaper and faster. SWIFT is used for international transfers in any currency and has higher fees.
Why can the final fee be higher?
Because correspondent or receiving banks may deduct from the amount that arrives. Ask your bank how fees are shared (OUR, SHA, BEN).